Our Insurance Plans & Policies.
Medicare Annual Enrollment Period (AEP)
During open enrollment, you can enroll in a new plan or change your coverage. You can also sign up for Medicare from 3 months before to 3 months after turning 65.
Program |
Annual Enrollment Period |
Medicare | October 15, 2023 – December 7, 2023 |
Federal Open Enrollment Period (OEP)
For states that take advantage of the OEP, the enrollment periods are below.
Benefits begin on January 1st, 2023.
States |
Federal Open Enrollment Period for 2024 Plans |
Alabama | November 1, 2023 – January 15, 2024 |
Alaska | November 1, 2023 – January 15, 2024 |
Arizona | November 1, 2023 – January 15, 2024 |
Arkansas | November 1, 2023 – January 15, 2024 |
Delaware | November 1, 2023 – January 15, 2024 |
Florida | November 1, 2023 – January 15, 2024 |
Georgia | November 1, 2023 – January 15, 2024 |
Hawaii | November 1, 2023 – January 15, 2024 |
Illinois | November 1, 2023 – January 15, 2024 |
Indiana | November 1, 2023 – January 15, 2024 |
Iowa | November 1, 2023 – January 15, 2024 |
Kansas | November 1, 2023 – January 15, 2024 |
Louisiana | November 1, 2023 – January 15, 2024 |
Michigan | November 1, 2023 – January 15, 2024 |
Mississippi | November 1, 2023 – January 15, 2024 |
Missouri | November 1, 2023 – January 15, 2024 |
Montana | November 1, 2023 – January 15, 2024 |
Nebraska | November 1, 2023 – January 15, 2024 |
New Hampshire | November 1, 2023 – January 15, 2024 |
North Carolina | November 1, 2023 – January 15, 2024 |
North Dakota | November 1, 2023 – January 15, 2024 |
Ohio | November 1, 2023 – January 15, 2024 |
Oklahoma | November 1, 2023 – January 15, 2024 |
Oregon | November 1, 2023 – January 15, 2024 |
South Carolina | November 1, 2023 – January 15, 2024 |
South Dakota | November 1, 2023 – January 15, 2024 |
Tennessee | November 1, 2023 – January 15, 2024 |
Texas | November 1, 2023 – January 15, 2024 |
Utah | November 1, 2023 – January 15, 2024 |
Virginia | November 1, 2023 – January 15, 2024 |
West Virginia | November 1, 2023 – January 15, 2024 |
Wisconsin | November 1, 2023 – January 15, 2024 |
Wyoming | November 1, 2023 – January 15, 2024 |
State Open Enrollment Period
Some states with their own ACA exchanges have different date ranges for the 2024 Open Enrollment Period. The chart below shows the SEP and OEP dates for these states.
*Residents of Washington DC can choose to start their coverage immediately.
States |
State Open Enrollment Period for 2024 Plans |
California | November 1, 2023 – January 31, 2024 |
Colorado | November 1, 2023 – January 15, 2024 |
Connecticut | November 1, 2023 – To Be Announced |
Idaho | October 15, 2023 – To Be Announced |
Kentucky | November 1, 2023 – To Be Announced |
Maine | To Be Announced |
Maryland | November 1, 2023 – January 15, 2024 |
Massachusetts | November 1, 2023 – January 23, 2024 |
Minnesota | November 1, 2023 – January 15, 2024 |
Nevada | November 1, 2023 – January 15, 2024 |
New Jersey | November 1, 2023 – January 31, 2024 |
New Mexico | November 1, 2023 – January 15, 2024 |
New York | To Be Announced |
Pennsylvania | November 1, 2023 – January 15, 2024 |
Rhode Island | To Be Announced |
Vermont | November 1, 2023 – January 15, 2024 |
Washington DC* | November 1, 2023 – January 31, 2024 |
Washington | November 1, 2023 – January 15, 2024 |
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“It’s been difficult, but Harlon’s made it so pleasurable and really a wonderful experience and helped us understand what choices we were making. After we got settled in, we were doing good and about halfway through, I was considered disabled and I had been waiting for a decision which came through. It left us up for yet another change. I didn’t understand anything going on with the social security choices that I had. I called Harlon, yet again. He sat down with us and got us set up once again and was able to have me ready for my insurance the day before the other plan that we originally settled on canceled!” -John
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“We came from California and my husband was about to lose his insurance. I am so glad that I called Harlon. We came not knowing anything about what to do or how to go about doing it and Harlon has been a god-send, a mentor and has led us through all of these difficult decisions and choices we had to make.” -Christine
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