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Our Insurance Plans & Policies.

Medicare Annual Enrollment Period (AEP)

During open enrollment, you can enroll in a new plan or change your coverage. You can also sign up for Medicare from 3 months before to 3 months after turning 65.

Program

Annual Enrollment Period

Medicare October 15, 2023 – December 7, 2023

Federal Open Enrollment Period (OEP)

For states that take advantage of the OEP, the enrollment periods are below.
Benefits begin on January 1st, 2023.

States

Federal Open Enrollment Period for 2024 Plans

Alabama November 1, 2023 – January 15, 2024
Alaska November 1, 2023 – January 15, 2024
Arizona November 1, 2023 – January 15, 2024
Arkansas November 1, 2023 – January 15, 2024
Delaware November 1, 2023 – January 15, 2024
Florida November 1, 2023 – January 15, 2024
Georgia November 1, 2023 – January 15, 2024
Hawaii November 1, 2023 – January 15, 2024
Illinois November 1, 2023 – January 15, 2024
Indiana November 1, 2023 – January 15, 2024
Iowa November 1, 2023 – January 15, 2024
Kansas November 1, 2023 – January 15, 2024
Louisiana November 1, 2023 – January 15, 2024
Michigan November 1, 2023 – January 15, 2024
Mississippi November 1, 2023 – January 15, 2024
Missouri November 1, 2023 – January 15, 2024
Montana November 1, 2023 – January 15, 2024
Nebraska November 1, 2023 – January 15, 2024
New Hampshire November 1, 2023 – January 15, 2024
North Carolina November 1, 2023 – January 15, 2024
North Dakota November 1, 2023 – January 15, 2024
Ohio November 1, 2023 – January 15, 2024
Oklahoma November 1, 2023 – January 15, 2024
Oregon November 1, 2023 – January 15, 2024
South Carolina November 1, 2023 – January 15, 2024
South Dakota November 1, 2023 – January 15, 2024
Tennessee November 1, 2023 – January 15, 2024
Texas November 1, 2023 – January 15, 2024
Utah November 1, 2023 – January 15, 2024
Virginia November 1, 2023 – January 15, 2024
West Virginia November 1, 2023 – January 15, 2024
Wisconsin November 1, 2023 – January 15, 2024
Wyoming November 1, 2023 – January 15, 2024

State Open Enrollment Period

Some states with their own ACA exchanges have different date ranges for the 2024 Open Enrollment Period. The chart below shows the SEP and OEP dates for these states.
*Residents of Washington DC can choose to start their coverage immediately.

States

State Open Enrollment Period for 2024 Plans

California November 1, 2023 – January 31, 2024
Colorado November 1, 2023 – January 15, 2024
Connecticut November 1, 2023 – To Be Announced
Idaho October 15, 2023 – To Be Announced
Kentucky November 1, 2023 – To Be Announced
Maine To Be Announced
Maryland November 1, 2023 – January 15, 2024
Massachusetts November 1, 2023 – January 23, 2024
Minnesota November 1, 2023 – January 15, 2024
Nevada November 1, 2023 – January 15, 2024
New Jersey November 1, 2023 – January 31, 2024
New Mexico November 1, 2023 – January 15, 2024
New York To Be Announced
Pennsylvania November 1, 2023 – January 15, 2024
Rhode Island To Be Announced
Vermont November 1, 2023 – January 15, 2024
Washington DC* November 1, 2023 – January 31, 2024
Washington November 1, 2023 – January 15, 2024

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Our Customers

“It’s been difficult, but Harlon’s made it so pleasurable and really a wonderful experience and helped us understand what choices we were making. After we got settled in, we were doing good and about halfway through, I was considered disabled and I had been waiting for a decision which came through. It left us up for yet another change. I didn’t understand anything going on with the social security choices that I had. I called Harlon, yet again. He sat down with us and got us set up once again and was able to have me ready for my insurance the day before the other plan that we originally settled on canceled!” -John

I had coverage during COVID and it was great for my whole family. Harlon helped provide me and my family with medical protection that we wouldn’t have otherwise had. It was very useful to be able to speak to a doctor on the internet–a good customer experience. The shared plan is better coverage overall compared to what I’m used to, and the price of it is so affordable. We went from $1,500 for my whole family, to less than $700 per month. It’s nice to know you can put your health in the hands of Harlon Pickett and it’s okay. He’s available and responds right away.” -Jessica

We came from California and my husband was about to lose his insurance. I am so glad that I called Harlon. We came not knowing anything about what to do or how to go about doing it and Harlon has been a god-send, a mentor and has led us through all of these difficult decisions and choices we had to make.” -Christine

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