Group
Health
For over a decade, I have helped small business employers and self-employed individuals with traditional health plans as well as innovative solutions such as self-funded plans, hybrid insurance, and healthshare plans.
Life
Do you want to offer group life insurance coverage to your employees? This extraordinary benefit is very inexpensive and employees have the option to add additional insurance at their cost. HPIB is here to help your group factor their life insurance needs into the equation.
Supplemental
Voluntary Employee Benefits Via Payroll Deduction
Dental
Explore the plan options available for your group to make sure everyone has the dental coverage that they need for healthy teeth. When choosing the plan, as the employer, you have the option of choosing the maximum coverage amount and/or the option to include orthodontic coverage.
Vision
From preventive eye exams to diabetic eye care, your group will need their vision maintained at some point. HPIB can help you compare and contrast different types of insurance to ensure you get the coverage that your group needs.
Accidental
Did you know you can offer group accidental insurance? HPIB will help your group with a supplemental accident plan that pays a lump-sum cash benefit. When you help your employees focus on recovery and not their expenses from their accident, they are able to get back to work.
Critical Illness and Cancer
With this coverage, you can offer your employees extra financial protection. If your employee is diagnosed with a critical illness like end-stage renal failure or major organ failure, their plan will provide a lump-sum cash benefit directly to them.
Hospital Confinement Plans
A single trip to the hospital could leave your employee’s finances spiraling out of control. Having a supplemental hospital confinement plan could be the difference between a daily cash benefit that goes directly to the employee and complete financial ruin.
Disability Plans
With our experience, we can help find the right long-term or short-term disability plan that could provide a monthly cash benefit to your employee if they are unable to work.
Direct Primary Care
Direct Primary Care is a membership-based solution to maintaining your employees health at an affordable cost. With HPIB, there are endless possibilities and combinations of solutions for your group that could even include an onsite clinic to keep your workforce and your bottom line healthy.
Cost-Sharing
A healthshare can be an affordable and sensible health solution for some groups. In a healthshare, members of the organization pool their money together and share the costs of healthcare expenses that meet the membership guidelines. We will help you decide if this is the best option for your group.