When most people think of retirement, they imagine working tirelessly for decades, putting away a little bit at a time, hoping that by 65 or 70, they’ll have enough to finally slow down. But what happens if you reach 50 or even 60 and realize you haven’t saved enough—or worse, lost what you had?
That’s where Dr. Fred Rouse steps in with a completely different approach to retirement planning. A certified financial planner with nearly 30 years of experience, Dr. Rouse isn’t your typical financial advisor.
He’s not selling mutual funds or pushing you toward a diversified portfolio that delivers 8–10% a year—if you’re lucky.
Instead, he’s developed a proprietary system for commodities trading that delivers consistent, double, and even triple-digit returns. And no, it’s not a scam or a get-rich-quick scheme.
It’s a repeatable, data-driven process built for everyday people—especially solopreneurs and small business owners who’ve neglected retirement in the name of building their businesses.
From Financial Planning to a Radical Shift
Dr. Rouse’s journey started in traditional financial services, selling mutual funds and insurance. But he quickly realized something most in the industry don’t admit: the average financial planner doesn’t really know how to grow wealth fast, especially if you’re starting late.
Frustrated by the standard “save early and hope for 8%” approach, he dove deep into the world of trading. In two years, he turned $5,000 into $2 million—only to lose it all in six months.
It was a painful but powerful lesson.
That loss forced him to ask, “What did I do right, and what did I do wrong?” It took 10 years and $350,000 of his own money to find the answer: a simple, low-stress commodities trading system that relies on data, not emotion.
The Power of Simplicity
Dr. Rouse’s system is elegantly simple. “It’s just two lines on a chart,” he says. “If they don’t cross, you get the day off.”
No watching markets all day. No stressful day trading. The trades are placed after market hours and typically held for just a few days. You don’t need a finance degree, a huge investment, or hours of daily research.
The best part? You only need $5,000 to start.
But here’s the kicker—he doesn’t let just anyone into his program. It’s application-only, with a one-on-one call to determine if you’re a good fit.
Dr. Rouse isn’t interested in working with gamblers or people chasing get-rich-quick fantasies. He wants committed individuals who are tired of working 50–60 hour weeks with nothing to show for it.
Not Just for Retirement
This system isn’t just for those dreaming of retirement. It’s for anyone who wants financial independence.
Whether you’re 40 and want to start working fewer hours, or 70 and realizing Social Security isn’t cutting it, the process scales to where you are. He’s had students as old as 84—one of whom was so impressed, he referred his 60-year-old son to the program.
The flexibility is part of what makes the system so appealing. You control your trades, your timing, and your pace. Dr. Rouse emphasizes, “Retirement isn’t sitting in a chair watching Netflix. It’s having the freedom to do what you want, when you want—without worrying about money.”
Consistent Results, Real People
Unlike other trading programs that promise the world and deliver chaos, Dr. Rouse’s system is built on repeatable results.
Students don’t even touch a live trading account until they’ve proven to themselves they can get at least 70% winning trades during simulated practice.
Some students even hit 85–90% winning trades. One student went from $5,000 to earning $30,000 a month. Another woman has been trading successfully for years, praising the system’s clarity and reliability.
“I’m not trying to make anyone rich overnight,” Rouse says. “We follow the process. The money is just a byproduct.”
A System Built for Sanity
One of the biggest takeaways from the interview is how much Dr. Rouse values peace of mind. “Time is more important than money,” he says. “After 50, you realize you’ve got less time in front of you than behind you. Why spend it stressed out?”
Unlike traditional financial models, this one is designed with sanity in mind. There’s no pressure to trade every day, no obsession with market news. You follow the checklist, trust the process, and let it do the heavy lifting.
And for anyone who’s experienced the emotional rollercoaster of the markets, this is a game-changer. “There’s no emotion in my system,” Rouse insists. “Either the lines cross or they don’t. It’s not personal. It’s math.”
Is This Right for You?
If you’re looking for a quick fix, if you’re financially desperate, or if you can’t comfortably afford to lose $5,000, this probably isn’t your lane. And if you’re a day-trader obsessed with high-volume, high-stress strategies—keep walking. This isn’t about flashy charts or chasing trends. It’s about building a sustainable, low-stress path to financial independence.
If you’d like to learn more about Fred Rouse’s system and how it’s helping people achieve financial freedom, tune in to the full episode of The Health & Wealth Power Hour. It might just be the inspiration you need to start your own journey toward financial independence.